If, like me, you’re fresh out of school and find yourself suddenly swamped with grown-up matters — disposable income, rental fees and striking a balance between living comfortably and sufficiently saving — you probably also thought: I need a strategy to save more money. Read on and find out how I do it!
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Financial problems, if left unchecked, can ruin marriages. It is important that you and your plus one have a common understanding about each other’s attitude and values about money, agreement on financial responsibilities, and how you want to budget and plan your finances. When it comes to managing a household together, it is important to work as a team. Here are some helpful tips:
When you check your credit card balance, you’ll typically see two different numbers – a current balance and a statement balance. What’s the difference? And how much do you actually need to pay to avoid interest fees? 53 percent of Americans don’t “completely understand” their credit card terms – don’t be one of them!
We understand the hardship you’re going through. That’s why the team at Debitize came up with this – the ultimate, no-frills, super easy step-by-step guide you can follow to get out of debt. Ready? Let’s begin.
At a time and age where one in four millennials owes more than $30,000 in college debt, being debt-free seems almost impossible. While many are continually on the look out to refinance their student loans, there are people graduating from college with almost nothing in debt.
Similarly, there are many who are earning average salary who are debt-free and actually closer to financial freedom than those who are making millions yet can barely keep up with their piling debt. What, then, is the secret to being debt-free?
It’s perfectly normal to feel overwhelmed by the myriad of choices out there, especially so as credit card companies are competing hard to offer the best deals and get your business. In this post we rounded up this year’s best credit cards for first timers, just for you.
You finally realize you need a credit card – this is a big milestone in your financial life. Your first credit card plays a huge part in building a strong credit history, which makes it even more important to pick the right one.
It’s easy for you to feel lost when the options seem endless. After all, you will have to compare APR, annual fees, minimum payment, transaction fees – things that you might not be familiar with. Fret not, we’ll explain it all here.
Your credit card limit, or how much money a bank is willing to let you spend on your credit card, is a key determinant for your financial success. Here are a couple of tips to better understand and make the most of your credit card limit.
Picture this: A warm summer day on the shore of a Caribbean Island. The sun is shining. The waves are crashing. There is a refreshing breeze hitting your face. How much would you expect to pay to be there? $1,000? $500? $250? What if I told you it could be completely free. Continue Reading
It is hard to imagine that NBA players should worry about bankruptcy after this summer. The signing of Timofey Mozgov started a trend of stunning contracts for not-so-great NBA players. The Lakers agreed to pay $64 million dollars to someone who scored a total of 7 points in this year’s finals series. That’s nearly $10 million per point!
While NBA players got hefty paychecks this summer, they must learn from their predecessor’s financial mistakes. According to Sports Illustrated, approximately 60% of NBA players go bankrupt after 5 years of their retirement. Whether you were lucky enough to be an NBA player this summer or just an average American, here are 4 tips you can follow to avoid bankruptcy.