Browse Category: Credit Card

Credit card - Credit score

Quiz: How Much do you Really Know about Credit Score?

Your credit score is undoubtedly one of the most important aspects of your personal finance portfolio. It has an impact on your ability to secure a home loan, auto loan, and affects your credit interest rate, among other things. It’s important to ensure you have a solid foundation of knowledge about this score so you can achieve your goals.

Take this credit score quiz to test your credit knowledge. To see if you answered correctly, just skip to the end to see the answers.   Continue Reading

Do You Know the Difference between Current Balance and Statement Balance? (You Should)

It’s one of the more confusing things when it comes to your credit card – the difference between current balance and statement balance.

When you check your credit card balance, you’ll typically see two different numbers – a current balance and a statement balance. What’s the difference? And how much do you actually need to pay to avoid interest fees? 53 percent of Americans don’t “completely understand” their credit card terms – don’t be one of them!

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First Credit Card

The Ultimate Guide to Your First Credit Card

Are you applying for your first credit card? Don’t worry – we’ve got you covered!

You finally realize you need a credit card – this is a big milestone in your financial life. Your first credit card plays a huge part in building a strong credit history, which makes it even more important to pick the right one.

It’s easy for you to feel lost when the options seem endless. After all, you will have to compare APR, annual fees, minimum payment, transaction fees – things that you might not be familiar with. Fret not, we’ll explain it all here.

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