Browse Category: Personal Finance Tips

Eating Out

How to Save Big When It Comes to: Eating Out

Here’s the first entry in our new How to Save Big series. With this series, we show you how to curate big savings in all aspects of budget without changing up your lifestyle. We start with showing you how to save when it comes to eating out.

Would you believe that the average American spends over 4.5% of their annual stated income on prepared food, such as restaurants and takeout? Translated that to an annual salary of $55,000 – this constitutes almost $2500 spent on eating out! Though dinner prices seem like they are what they are, there are actually several ways you can save. Here are a few tips.   Continue Reading

6 Ways to Stay Within your Wedding Budget

Weddings are an occasion many people dream about for years. Let’s fast forward to the big day. You’ve finally found the person you want to spend the rest of your life with. You’ve diligently planned your wedding budget, only to realize that – you’ve overspent significantly. This is the case with 74% of American couples, all of whom go over their wedding budget by an average of $12,000 dollars.

We’ll show you six ways to stick to your budget and avoid this common wedding mishap.  Continue Reading

saving money

An Intern’s Guide to Saving Money

I thought my financial woes would go away with my first paycheck. Boy was I wrong.

If, like me, you’re fresh out of school and find yourself suddenly swamped with grown-up matters — disposable income, rental fees and striking a balance between living comfortably and sufficiently saving — you probably also thought: I need a strategy to save more money. Read on and find out how I do it!
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tips for budgeting as a couple

4 Tips for Budgeting as a Couple

When tying the knot, you’re committing yourself to a shared life and financial responsibilities.

Financial problems, if left unchecked, can ruin marriages. It is important that you and your plus one have a common understanding about each other’s attitude and values about money, agreement on financial responsibilities, and how you want to budget and plan your finances. When it comes to managing a household together, it is important to work as a team. Here are some helpful tips:

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Do You Know the Difference between Current Balance and Statement Balance? (You Should)

It’s one of the more confusing things when it comes to your credit card – the difference between current balance and statement balance.

When you check your credit card balance, you’ll typically see two different numbers – a current balance and a statement balance. What’s the difference? And how much do you actually need to pay to avoid interest fees? 53 percent of Americans don’t “completely understand” their credit card terms – don’t be one of them!

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8 Traits of Debt-Free People

Unfolding the Secrets of  Debt-Free People

At a time and age where one in four millennials owes more than $30,000 in college debt, being debt-free seems almost impossible. While many are continually on the look out to refinance their student loans, there are people graduating from college with almost nothing in debt.

Similarly, there are many who are earning average salary who are debt-free and actually closer to financial freedom than those who are making millions yet can barely keep up with their piling debt. What, then, is the secret to being debt-free?

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First Credit Card

Best Credit Cards for First Timers 2017

If you’re looking for the best credit cards for first timers, look no more!

It’s perfectly normal to feel overwhelmed by the myriad of choices out there, especially so as credit card companies are competing hard to offer the best deals and get your business. In this post we rounded up this year’s best credit cards for first timers, just for you.

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First Credit Card

The Ultimate Guide to Your First Credit Card

Are you applying for your first credit card? Don’t worry – we’ve got you covered!

You finally realize you need a credit card – this is a big milestone in your financial life. Your first credit card plays a huge part in building a strong credit history, which makes it even more important to pick the right one.

It’s easy for you to feel lost when the options seem endless. After all, you will have to compare APR, annual fees, minimum payment, transaction fees – things that you might not be familiar with. Fret not, we’ll explain it all here.

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